THE SHORTLIST

Meet the cards.

18 selected profiles. Understand what you earn, and how you can use it.

8 cash-back cards have calculator estimates. Additional cash-back, travel and retail profiles show issuer terms without a spending estimate. Points, miles, cash back and checkout discounts are different reward formats.

Cash back

8 cards have calculator estimates. Additional cash-back profiles explain rules outside those estimates; other fees and conditions may apply.

$0 annual fee
Wells Fargo

Active Cash

2% cash rewards on eligible purchases, without category caps.

Source checked · Explore the card
$95 annual fee
American Express

Blue Cash Preferred

6% cash back at eligible U.S. supermarkets up to $6,000 per calendar year, plus selected streaming rewards. The ongoing annual fee is $95.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
U.S. Bank

Cash+ Visa Signature

Choose two 5% cash-back categories sharing a $2,000 quarterly purchase cap, plus one 2% everyday category. No annual fee.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
Comenity Capital Bank

AAA Daily Advantage Visa Signature

5% on eligible grocery-store purchases and 3% in several everyday categories, with a shared grocery/wholesale/gas reward cap. No annual fee or required AAA membership.

Rewards profile · not in calculator rankings

Source checked · Explore the card

Flexible travel rewards

Source-reviewed profiles. Not included in calculator rankings.

$95 annual fee
Capital One

Venture Rewards

Earn 2 miles per dollar on ordinary purchases, with higher rates for eligible Capital One bookings.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$95 annual fee
Chase

Sapphire Preferred

Earn Ultimate Rewards points across travel, dining and selected everyday categories. The annual fee is $95.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
Wells Fargo

Autograph

A no-annual-fee travel option earning 3 points per dollar in eligible travel and everyday categories, and 1 point elsewhere.

Rewards profile · not in calculator rankings

Source checked · Explore the card

Retail & membership rewards

Source-reviewed profiles. Not included in calculator rankings.

$0 annual fee
Chase

Prime Visa

5% back on eligible Amazon.com, Audible.com, Whole Foods Market and Chase Travel purchases with an eligible Prime membership.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
Chase

Amazon Visa

3% back on eligible Amazon.com, Audible.com, Whole Foods Market and Chase Travel purchases without requiring Prime.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
Citi

Costco Anywhere Visa

5% on Costco gas and 4% on other eligible gas/EV charging share a $7,000 annual purchase cap. Paid Costco membership is required.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
TD Bank USA, N.A.

Target Circle Credit Card

Receive a 5% checkout discount on eligible Target-store and Target.com purchases, with no annual or monthly card fee.

Rewards profile · not in calculator rankings

Source checked · Explore the card

Compare your everyday cash back.

Run your numbers