$0 annual fee
American ExpressBlue Cash Everyday
3% in three everyday categories, with separate annual caps.
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THE SHORTLIST
Meet the cards.
Six familiar options. Every rule in the open.
A selected catalog, not a whole-market ranking. We include flat-rate cards for comparison even when their modeled return ties or trails another card. Other fees may apply.
$0 annual fee
Capital OneSavor Rewards
3% on eligible groceries, dining, entertainment, and streaming.
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$0 annual fee
ChaseFreedom Unlimited
3% on dining and drugstores; 1.5% on other modeled purchases.
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$0 annual fee
Wells FargoActive Cash
2% cash rewards on eligible purchases, without category caps.
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$0 annual fee
CitiDouble Cash
2% total: 1% on purchases and 1% as those purchases are paid.
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$0 annual fee
Capital OneQuicksilver Rewards
1.5% on everyday purchases for the listed $0-fee variant.
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