This profile reflects the current public offer. Check your own agreement for existing-account terms. Online groceries and selected streaming are narrower categories than our calculator inputs.
Annual card fee: $95. Other fees may apply.
How rewards are earned
| Purchases | points | Conditions |
|---|---|---|
| Chase Travel | 5× | Excludes hotel purchases covered by the $100 annual Chase Travel hotel credit and bookings through FROSCH channels. |
| Dining, gas stations, EV charging and selected vacation-home brands | 3× | Qualifying merchant categories and brands only; see Chase’s category definitions. |
| Online groceries and selected streaming | 3× | Online groceries exclude Target, Walmart and wholesale clubs; only eligible streaming services qualify. |
| Other eligible travel | 2× | Includes eligible FROSCH bookings; does not stack with the 5-point rate. |
| Other eligible purchases | 1× | Excludes fees, interest, cash advances, balance transfers and other nonpurchase transactions. |
How rewards can be redeemed
Cash
1 cent per point. 100 points equals $1 as a statement credit or deposit into an eligible U.S. Chase account. Redemption limits may apply; statement credits do not replace required payments.
Travel and partner transfers
No fixed dollar value used here. The agreement lists a standard 1-cent travel value, but promotions and partner redemptions can differ. No universal transfer or promotional value is assumed.
What qualifies?
Merchant coding controls bonus eligibility. Third-party payment services may prevent a purchase from qualifying. Purchases reimbursed by the annual Chase Travel hotel credit do not earn points; points-paid portions of bookings do not earn purchase points.
Benefits and offers outside this profile
The $100 annual portal hotel credit is conditional, not a $100 reduction to the fee. Welcome bonuses, temporary Lyft/Peloton offers, protections and other benefits are not valued.
Why there is no calculator estimate
Not included in calculator rankings. Travel, online groceries, selected streaming and credit-covered purchases need separate inputs before a complete spending estimate is possible.
Read how we compare rewards and what annual estimates leave out. All calculator estimates assume full payment without interest; this profile is not a borrowing-cost or approval recommendation.
Check the source
The checked date covers the facts presented in this profile, not every benefit or personalized offer. Confirm your exact offer with the issuer.