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Retail and membership rewards credit cards

Retail and membership rewards cards connect earning rates to particular merchants or membership eligibility. A card’s annual fee and a separate membership cost are different expenses. Check which purchases qualify and whether the higher reward rate requires a membership.

Our current coverage is Prime Visa and Amazon Visa. These profiles explain membership differences and merchant-specific rewards; they are not included in calculator rankings. This is a limited selection, not a comparison of every store or warehouse-club card.

Browse 2 cards
$0 annual fee
Chase

Prime Visa

5% back on eligible Amazon.com, Audible.com, Whole Foods Market and Chase Travel purchases with an eligible Prime membership.

Rewards profile · not in calculator rankings

Source checked · Explore the card
$0 annual fee
Chase

Amazon Visa

3% back on eligible Amazon.com, Audible.com, Whole Foods Market and Chase Travel purchases without requiring Prime.

Rewards profile · not in calculator rankings

Source checked · Explore the card

Why are retail and membership cards grouped together?

Membership can change the rewards available at a retailer, so these choices belong in the same comparison. Read the Prime Visa and Amazon Visa profiles for their separate eligibility and redemption conditions. Our comparison methodology explains why they do not yet have spending estimates.

Explore another reward type.