1.5% on everyday purchases for the listed $0-fee variant.
This models the 1.5% Quicksilver Rewards offer listed by Capital One; check your specific card terms.
The rates we use
| Purchases | Rate | Annual cap |
|---|---|---|
| Other eligible purchases | 1.5% | Uncapped |
Annual fee: $0. Other fees may apply.
What qualifies?
Different Quicksilver variants and targeted offers can have different terms. This is not the annual-fee QuicksilverOne card.
Cash redemption assumption
Cash-back redemption with no point-transfer assumptions.
What this estimate leaves out
Travel-portal rewards and signup offers are excluded.
The calculation assumes full payment and does not include interest, foreign transaction charges, or other fees. This is a rewards comparison, not a credit or borrowing-cost recommendation.
A worked example
For the illustrative Everyday mix ($2,000 per month), this model returns $360 per year. Your own categories may change that amount. The breakdown below uses the same arithmetic as the calculator.
| Category | Annual spend | Calculation | Cash back |
|---|---|---|---|
| Groceries | $7,200.00 | $7,200.00 × 1.5% | $108.00 |
| Dining & takeout | $3,600.00 | $3,600.00 × 1.5% | $54.00 |
| Gas | $1,800.00 | $1,800.00 × 1.5% | $27.00 |
| Online retail | $2,400.00 | $2,400.00 × 1.5% | $36.00 |
| Drugstores | $600.00 | $600.00 × 1.5% | $9.00 |
| Entertainment & streaming | $1,200.00 | $1,200.00 × 1.5% | $18.00 |
| Everything else | $7,200.00 | $7,200.00 × 1.5% | $108.00 |
| After $0 annual fee | $360.00 | ||
Check the source
These are source-reviewed facts, not a live offer feed. Confirm current terms and your exact card variant directly with the issuer.